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Retirement Funds in Jeopardy as Economy Falters (PDF)
The Philadelphia Tribune via Pension Research Council 
Oct. 15, 2008
Excerpt: Over the past 30 years alone the number of Americans with an equity stake in the stock market has increased from 15 percent to more than 50 percent, meaning a market failure on the scale of 'Black Friday' has a potential for devastation well beyond anything we've seen before. As a case in point, one need look no further than the millions of workers who are seeing their retirement nest eggs shrink on a daily basis.
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