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Are 401(k) Saving Rates Changing? Cohort/Period Evidence from the Health and Retirement Study (PDF)
University of Michigan Retirement Research Center [MRRC] 
Oct. 24, 2007 29 pages. "This research examines the determinants of eligibility and participation in 401(k) plans using two cross-sections of data from the Health and Retirement Study. Our sample consists of workers ages 51-56 representing two cohorts: the original HRS cohort born 1931-41, first interviewed in 1992, and the Early Baby Boomer (EBB) cohort born 1948-53, interviewed in 2004. Participation in 401(k) pensions in the EBB cohort is nearly 50 percent greater than that of the earlier cohort." MORE >> |
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