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Working paper: Dynamic Inefficiencies in Employment-Based Health Insurance System Theory and Evidence
National Bureau of Economic Research [NBER] 
Sept. 18, 2007
Excerpt: We investigate how the employment-based health insurance system in the U.S. affects individuals' life-cycle health-care decisions. We take the viewpoint that health is a form of human capital that affects workers' productivities on the job, and derive implications of employees' turnover on the incentives to undertake health investment.
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