"[F]or an industry just 20 years old, the 401(k) business is already over the hill. That's causing big headaches for mutual-fund companies, which administer half of the $3.2 trillion in workplace savings plans. When an employee retires or switches jobs, the industry manages to hold on to just 30 cents of every dollar in a 401(k) or similar plan. Now, the rate of rollovers out of fund companies is set to explode, from $198 billion in 2003 to $401 billion in 2010[.]"  MORE >>