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Working to Retire -- With Pension Plans that Place More Burden on Employees, Such As 401(k) Plans
The Roanoke Times 
Apr. 4, 2005
Excerpt: In response to the ballooning traditional pension plan costs, many employers have converted to cash-balance plans, which are defined benefit plans that base the payout on an employee's salary. Many companies also offer a 401(k), a defined contribution plan, or some combination of plans to help employees prepare for their golden years.'
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