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Consider the Changes the IRS Is Contemplating Making to 403(b) Retirement Plans...
Motley Fool 
[Opinion] Feb. 8, 2005
Excerpt: For the first time in 40 years, the government is proposing regulations that are shaking up how retirement plans for teachers, churches, and other not-for-profit organizations are administered. The proposals being suggested will ultimately make them more like 401(k) plans, the retirement plans for private-sector employees, and that has many people worried.
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