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Innovative Trends in 401(k) Plans: Plans Are Adding Personal Financial Advice for Employees
Financial Advisor 
Dec. 16, 2004
Excerpt: The DOL 404(c) regulations may limit fiduciary liability with regards to investment performance if four conditions are met: 1) Participants have the opportunity to choose from a broad selection of investment options; 2) Participants have access to their accounts at least quarterly (most plans allow daily access); 3) Participants have the opportunity to transfer their account balances at least quarterly among the investment options (most plans allow daily transfers); and, 4)[.]
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