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Employer Choices of Family Premium Sharing (PDF)
Employee Benefits Security Administration [EBSA], U.S. Department of Labor [DOL] 
Aug. 19, 2004
40 pages. Paper-in-Progress from the EBSA Research Conference. Excerpt: The increasing labor force participation of two-earner families together with the increase in unmarried households suggests that the way in which employer-sponsored health insurance is obtained by many workers and their preferences for different types of coverage has changed.
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