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Plan Design and 401(k) Savings Outcomes
National Bureau of Economic Research [NBER] 
May 17, 2004
Working paper. Excerpt: We assess the impact of 401(k) plan design on four different 401(k) savings outcomes: participation in the 401(k) plan, the distribution of employee contribution rates, asset allocation, and cash distributions. We show that plan design can have an important effect on all of these savings outcomes.
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