Well, forget everything you know about MINIMUM REQUIRED DISTRIBUTIONS. The rules changed on Friday. The new Proposed Regs (available on http://www.irahelp.com and http://www.deathandtaxes.com) are VERY tax-payer friendly and MUCH simpler.
But all the books and software that address MRDs are obsolete.
Just when I was afraid (contemplating possible passage of Estate Tax repeal) that I'd have to get an HONEST job!!
John L. Olsen, CLU, ChFC