I need help identifying major voluntary carriers offering product in NY, NJ, CT, MA, & RI. How can I get this information without going direct to the companies licenced in a particular state and asking if they offer voluntary product? Is there an easier way? Please help.

Thanks.

Could this be of help?

http://www.ins.state.ny.us/

http://www.state.ct.us/cid/

http://www.state.ma.us/doi/

Pax,

Thanks for the info. I was able to find specific info on the CT site. I have used the NY & MA sites and they list all licensed co's in the state. You then need to call each co. I was looking for a quicker, easier way to find voluntary carriers.

Here is New Jersey: http://states.naic.org/nj/NJHOMEPG.HTML

You can also contact an independent benefits broker in your area and they can tell you. For the most part, you will need to use a broker to purchase these benefits anyway. Some insurers will write direct with employers and some won't. Unless you want to deal with every insurer that offers voluntary benefits, I recommend contacting a broker.

As someone who deals in Voluntary Benefits everyday, I will tell you there is a lot of confusion on products. Many carriers are selling "individual" policies in a group setting while others are selling much richer, "true group" products on a voluntary basis.


Find a quality broker/consultant that has a proven track record of dealing in voluntary benefits and can provide several references.

Thanks,

Phil Cohen
Broad Reach Benefits, Inc.

Kip & Phil,

I thank you for your responses. I think that might be the easiest way to go. Appreciate the help from all.

Regards.

Rich Rowehl