Filling out a EGTRRA restatement (prototype). Employer has had plan frozen since 1/1/2008. Should effective date of restatement be 1/1/2009 (as suggested in restatement agreement) or 1/1/2008? Any help is greatly appreciated need to get this done ASAP and brokerage house doesnt have the answer

Probably 1/1/09, but only the document provider would know this for sure.



Well, now, that's just a shocking development.

I'd agree with Bird on both points: the effective date probably should be 1/1/09, and it's shocking that the brokerage house could not answer the question.