As everyone knows the economy is hitting the certain construction trades hard on unemployment. Alot of the membes maybe losing their homes, has outstanding medical bills, etc. Our union is in a money purchase pension plan under the Internal Revenue Code. I have be reading that money purchase pension plans may not make hardship distributions. Can the trustee's adopt loan provisions under which participants can take loans against their individual accounts for hardship purposes like how much or how often?

Is there any others multiemployer union plans that you can make hardship distributions other than 401(k) plans?