I recently took over a plan from another administrator in our office and have sound that apparently a QDRO was done for this 401(k) plan that covered the owner and his spouse (now ex). A distribution for the alternate payee was processed in Novmeber, and apparently no 1099-R was issued for her, and no 945 was submitted. She took a lump sum and a tax check was submitted to the government.

I figure we need to get her a 1099-R asap so that she can file or refile her 2008 tax return.
In regards to the 945, is there another form that needs to be submitted, since it's late? As far as I know, the company has not received anything for the government about the taxes paid, but i want to try and get this taken care of asap.

Thansk for your thoughts on this mess!

PS: does anyone else here use TAG Data? We submitted three questions to their service last week and haven't heard back. We call and only get their voice mail. We have not received a daily update since 7/14, and our account is current.

The employer/plan sponsor should complete the 945 and 1099R immediately. I think the penalty for filing past the due date for each is $1.00 a day.

If the 945 is not filed, eventually, the employer will receive a communicaton from the IRS asking them to address the deposit (credit) of the withheld taxes.

We use TAG. I submitted a question on 7/9 and had a response on 7/10. I had additional questions concerning their response, so we had correspondence on 7/10, 7/13 and 7/14. I have not submitted any questions since then.

Seems like last week I saw a post where someone had submitted a question to them weeks in the past and had not received a response.