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Full Version: Confused about hardship w/d sources
BenefitsLink Message Boards > Retirement Plans > Distributions and Loans, Other than QDROs
dhall
I've read through the hardship w/d availability questions, but am still confused. Plus the posts are pretty old.

The plan in questions is a 401(k) with match/profit sharing features. It is my assumption that you CAN take a hardship w/d from a match/profit sharing source (the participant is 100% vested in both, and this is NOT a safe harbor plan). The prototype document allows hardships from all sources.

Did I answer my own question?
Kimberly S
The adoption agreement should specify the sources available for hardship.
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