Dougsbpc
Jan 31 2007, 09:29 PM
Suppose an employer sponsors a safe harbor unit benefit DB. If the same employer adopts a safe harbor 401(k) are we required to general test accross two plans?
AndyH
Feb 1 2007, 10:27 AM
No. First, if you have 2 safe harbors you don't have to general test at all.
Second, if one were not a safe harbor and you needed to general test it, you would not necessarily need to include the other. That would depend upon the specifics of how you were testing.