Help - Search - Members - Calendar
Full Version: 401(a)(4) and Safe Harbor Plan
BenefitsLink Message Boards > Retirement Plans > Defined Benefit Plans, Including Cash Balance
Dougsbpc
Suppose an employer sponsors a safe harbor unit benefit DB. If the same employer adopts a safe harbor 401(k) are we required to general test accross two plans?
AndyH
No. First, if you have 2 safe harbors you don't have to general test at all.
Second, if one were not a safe harbor and you needed to general test it, you would not necessarily need to include the other. That would depend upon the specifics of how you were testing.
Dougsbpc
Thanks Andy
This is a "lo-fi" version of our main content. To view the full version with more information, formatting and images, please click here.
Invision Power Board © 2001-2012 Invision Power Services, Inc.