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dlm
Have a plan that is top heavy ,integrated and only provides allocation to terminated particpants with more than 500 hours, top heavy mins go to all actives employed on last day of plan year.

Question. If client puts in small contribution that doesnt allow plan to integrate 3% base + 3% excess, then how does allocation work?

First we gave 3% th min to all actives per document. This leaves about 1.5% of base plus 1.5% of excess to allocate.
So do terms wtih >500 hours get only 1.5% of base + 1.5% of excess?? Which is less than the th minimum people got?

seems weird that you can do this in prototype and if so, then are we in general testing land?

Who thought integration could be so much fun!
Mike Preston
I know this is going to sound like a cop out, but the way the document is written will control which comes first. However, with that said, I'd be very surprised if the language in your document didn't devolve into a straight across the board contribution of 3% for the terminated, along with an integration piece that is slightly less than 3% and that integration piece ends up going only to the actives. Body counts, compensation total for actives and terms, excess allocation total for actives and terms and contribution amount would be needed to give you an example.
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