New to the HSA world, so my apologies on what I am sure is a basic question...

What types of funding mechanisms are available for HSAs. Must they be funded entirely through payroll deductions (If offered by ER)? Can I make a lump sum contribution with after tax savings? Do I have the ability to rollover funds from a rollover IRA (all pre tax funds) directly to the HSA?

Any insight would be appreciated!

HSA's are as flexible as you can imagine, with the only restraints being what your HSA administrator is capable of doing. Funds can be deposited either by the employer or employee directly. Remember to keep within the funding maximums. There is not IRA rollover allowed.

For a good explanation of what you can and can't do, visit one of the HSA sites, such as HSA Finder, or First HSA. They usually have good explanations of what can and can't be done.

Thank You!