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Full Version: Rollover to a Roth IRA
BenefitsLink Message Boards > Retirement Plans > Distributions and Loans, Other than QDROs
jetfaninmn
I know what can come into a 401(k) plan, but can a 401(k) distribution be rolled over into a Roth IRA?

Mike
jevd
Not until 2008. PPA will allow for plan years after 2007.

Until then, you must rollover to a traditional IRA and then convert to a ROTH IRA.

You also need a distribution event from the 401(k)>
doombuggy
I just had a client ask me the same question. They have a former EE who wanted to roll her $218.29 401(k) pre-tax account balance into a Roth IRA. I will let him know that this former EE will need to take her money som other way. Thanks!
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