QUOTE (b2kates @ Sep 14 2006, 12:39 PM)

Hawaii, is exempt from the ERISA requirements, by statute. They operate under a single payor system. Blue of Hawaii. There are procedures for an out of state employer to qualify their out of state insurance. Usually not worth the effort. Also the rules require some coverage for part time EEs.
THey also have Kaiser and mandate certain benefits such as massage (great place to live if you are masseuse therapist I would imagine). They mandate that employers pay for family and also mandate that employers have group insurance - which is not required by ERISA. You should probably do a search on the department of insurance website for more details. Kaiser and Blues of Hawaii as far as I know.