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Full Version: Death Benefits and Outstanding Loans
BenefitsLink Message Boards > Retirement Plans > Distributions and Loans, Other than QDROs
jaxon1225
When a participant passes away and has an outstanding loan balance in the plan, what should happen to the loan? Would it be defaulted and taxable to the estate?
vebaguru
The outstanding loan can be repaid by the deceased participant's beneficiary or estate. If it is not, however, the fiduciary's duty to the remaining participants would require him/her to withhold the amount due from any distribution paid.
Bizitchie
I believe if a loan is not repaid in this situation then it is taxable to the estate.
Kirk Maldonado
Is there an Income in Respect of a Decedent issue here?
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