Has anyone heard of a "controlled plan" as it refers to fully-insured medical. I know about a "controlled group", but have not run into "controlled plan" and it being used when there is not an Er/Ee relationship. I have only run into such a term with workers comp programs for the most part.

"Controlled medical plans" are self insured medical plans (not fully insured).

The term "controlled plans" is usually used by labor unions to describe the self-insured plan that their employer maintains. Another term used to mean the same thing is "employer controlled plan".

The phrase is also used in the field of workers compensation coverage to refer to associations of employers that maitain a self insured workers compenation fund (plan).