We have a client that has a health insurance plan with a $1000 deductible. The company has agreed to pay any bills until the deductible is satisfied. Is this an HSA? If so, they need a plan documnet, correct? And should it be administered by a third party (right now they are doing it in house)? Any help is appreciated...my knowledge on these is so limited.

Thanks

As pointed out by another poster in the other Forum, this looks like a plain vanilla section 105 medical expense reimbursement plan.

You might want to look at the governing Treas Regs 1.105-11 in particular.

The plan needs to be in writing (1.105-11(b)(i)). Sample PDs can be found by doing a Google search. It is also possible that if this is a fairly new company a sample might have been included in the incorporation package. Your section 125 plan administrator might also be a source.