Anyone know of a good reference for explaining how testing is done?

Thanks.

EBIA's Cafeteria Plans book (Volume 1) is the most comprehensive source that I've found.

If you don't have EBIAs publications, you can do the following:

--lookat the upper right bar of this screen and click on "search"

--in the "search by keywords" box, enter "125 discrimination test"

--in the "search where" field click on "cafeteria plans"

--in the "show me" fields, click "most recent first"

--click on "perform the search"

You will be given the last reply of about 25 different threads on this subject. By clicking on the "post preview" # at the bottom of each reply, you will be taken to the complete thread. There you will find your answers (as such). This subject has been beaten to death here recently so you may not get a lot of responses.