I'm gettng married soon. I understand that married couples can only contribute $3000.00 jointly. Would it be wise to each start one now and would this allow us to continue to contribute $2000.00 each after we get married or does anyone know how this works? Thanks...

The way it works is that each of you can put $2K into a Roth (assuming there is at least $4K of earned income on the joint return). There is NO $3K limit for married taxpayers. Don't know where you heard this one, it's a new one on me. And totally false.