A large plan auditor is instructing the client to provide a deferred vested benefit notice to participants reproted on the SSA. My feeling is that the quarterly investment company statement satisfies this obligation( plan is 100% vested safe harbor 401k). Would it be any different if the plan was not fully vested as vesting is not on the investment company statement? Does anyone actually do these things?

If the quarterly statement contains the information on the required notice, then no additional notice at the time of the SSA is needed.

Thanks Pax

Is anyone out there actually doing these these. I would be interested to hear from DC TPAs who provide primarily "wrap around" compliance with investment companies where the participant statement generally does provided vesting information.