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Full Version: participant deceased.... existing loan... no spousal consent for loan
BenefitsLink Message Boards > Retirement Plans > Distributions and Loans, Other than QDROs
PATA
What happens when a participant dies and there is an outstanding loan that the surviving spouse knew nothing about? No spousal signature on the loan doc. Is she liable for the loan? any recourse?
Belgarath
Was the plan subject to QJSA? If not, then no spousal consent is required anyway.
1.401(a)-20, Q&A-24.
WDIK
Can you somehow combine the correction principals under Sections 6.04 and 6.07 of Revenue Procedure 2003-44? The former section pertains to failure to obtain spousal consent and the latter to plan loan failures.
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