I currently contribute to my 401k through my employer. I also have an self- directed IRA that I no longer contribute to. The only reason I opened the IRA is due to changing jobs 3 years ago and I had to move the money out of the previous employers 401k plan. So,I rolled it over into an IRA. I have to pay a fee of $40 each year to keep the IRA which I think is absurd to have to keep paying since I don't even contribute to this at all. My IRA is only about $900. This is money that is just sitting there & that I believe would better benefit if combined into my 401k.

I have been told that I can actually transfer the IRA to my 401k. Does anyone know if this can be done? Or have any further knowledge on how to handle this type of situation? All information that I find anywhere is mainly about rolling over 401k to IRA- and nothing really regarding moving IRA to 401k plan.

Thanks for your help!

Start with your employer's 401(k) plan. Does it allow amounts to be rolled in from an IRA? The law allows it, with some limitation, but the plan does not have to accept rollovers. The summary plan description should say. If it does not, ask the plan administrator.