Is there still a rule around that prohibits a participant from extending loan payments past their NRA? I couldn't find any information that this rule actually existed but it has come up in our office.

Thanks for any help!

I have done extensive research regarding loans and have never run across anything that would indicate a participant couldn't make loan repayments past NRA. They are allowed to make deferrals, why wouldn't they be allowed to make loan repayments?

That's a good point. I did find a thread about this very topic from September 2002 and everyone basically came to the conclusion that to not allow a participant to have a loan with repayments past their NRA would consitute age discrimination.

Thanks for your help!