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BenefitsLink Message Boards > Retirement Plans > 403(b) Plans, Accounts or Annuities
Taj
Thank you for your response. I have a further question. If I convert from a 403b to an IRA then to a Roth IRA is there a minimum amount of time that the money must stay in the traditional IRA before I convert it to a Roth?
Michael Devault
There is no such time limit. In fact, most IRA custodians can make the conversion immediately after receiving the money in the tradtional IRA. It will appear to be a simultaneous transaction to you, but indeed will be two separate transactions for tax purposes.

One final note: Make sure you're eligible to convert from a traditional IRA to a Roth IRA to avoid the necessity of un-winding the conversion at the end of the year!

Good luck!
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