I am new to the laws, regulations, and pratices of these programs. My goal is to find educational information on Defined Contribution Programs (401 (k)Thrift & 457 DCP) verses Defined Benefit Programs (pensions). I need this material in easy, "plain english" to both understand and to educate State employees in CA. Please, help!

Try clicking on this link to get resources on the DB/DC issue from a governmental plans perspective.

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Employee benefits legal resource site