How do you handle the documentation of qualifying events for 125 Plans/Medical Insurance Plans? Typically we have not requested anything in writing (marriage certificate, birth certificate, spouse's verification of employment, etc.) unless it had to do with a legal matter such as a QMCSO. Our plan has around 500 participants and we currently accept the employee's word that they are giving us legit information.

How are other Administrators handling this?

Also, do you have them bring in tax returns if you are questioning a dependent status? Our plan defines dependent as someone claimed on your tax return.

We currently don't ask for any documentation for family status changes. We have online enrollment for changes and have language on the enrollment tool that the employee is signing off that he/she has given correct information.