The union is restating and revising its health and welfare plan and it is looking for a few sample plans to refer to. If any of you, able plan drafters, can provide sample FULLY INSURED multiemployer plan docs., the union would greatly appreciate it. Thank you in advance for your help.

If you're fully-insured, why not just ask your health insurance carrier for a draft? If you are self-insured and just looking for a fully-insured plan document to use as reference, do you have a national carrier (BCBS, Aetna, CIGNA, UHC) paying your claims? If so, I'm sure they wouldn't mind providing you with a draft.

I thought about doing that, but I was not sure if it would be appropriate. I will go ahead and take your advice. Thank you.