Can someone tell me if DOL has ever defined what "furnish" means as related to the requirement to furnish an SPD to each participant.

Specifically, I am interested in any insight where an employer has alerted participants that an SPD exists in certain location of the office, but has never distributed indivdually to a participant. Can this example be viewed as "furnished?"

Appreciate any input.

See DOL reg. http://www.dol.gov/dol/allcfr/ebsa/Title_2...0/Subpart_F.htm
2520.104b-10 addresses the SPD. Paragraph (a) refers to 2520.104b-1. I read the latter as requiring a copy by sent or provided to each affected participant. Note the reference to "actual receipt" in the first paragraph of (b) and to "the mail" in second paragraph of (b).