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ArrowMatt
Hi all.

We have a participant that is requesting a combination payment of his ESOP - rollover & direct pay.

Question is he has both pre-1987 and post 1986 shares. As you can image, the cost basis for the shares pre-1987 is lower.

Which shares should be used on the direct pay? Is there a standard way of issuing shares? FIFO, LIFO?

Thanks.
QDROphile
Why don't you let the participant identify the shares?
Kirk Maldonado
My recollection (although it was a number of years ago) is that the participant has the same basis in all of the shares that are distributed from the plan (even though the plan may have a different basis in the shares while it holds them).

If that is right, then it doesn't matter which shares are distributed.
Harry O
Kurt is correct. There is a 1950s revenue ruling to that effect.
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