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BenefitsLink Message Boards > Retirement Plans > Cross-Tested Plans
lkpittman
I've got a cross-tested plan where HCE max allocation rate is 10.5%. NHCE group is receiving 3.5%. Plan is also top heavy--my problem is that I've got quite a few employees who are receiving 3% TH minimum only (worked less than 1000 hours) during the current year, so the plan is showing failure of gateway. I want to bump those receiving only 3% TH to 3.5% to satisfy gateway, but I don't know how to do it unless I go in manually for each of those employees. There has got to be a better way? Any suggestions? I've coded screen 13 to indicate that minimum alloc to NHCEs is 3.5%, but this doesn't do anything for the employees receiving 3% TH only. Am I missing something?
Mike Preston
Can you change the th minimum to 3.5%?
maverick
Try Mike's suggestion -- the top heavy min. % is on screen 21.
lkpittman
Thanks, I'll give that a try.
kocak
Or, I've removed the hours requirement - so that participants who were only receiving a TH minimum, receive the same contr as the other participants.
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