imput appreciated. non-profit. had a profit sharing plan. amended to a 401(k). both er.ee contributions. Issue: also had in place a 403(B). i believe it would have been more app. to continue with the 403(B) and if the er wanted to contribute do so into the 403(B) arrangement. now some are in 401, some in 403 and some in both! in my opinion total mess.

Therefore, my question is: given a none profit under above circumstances what would have been the most appropriate plan design to pursuer?