In the midst of amending and restating and ran across a recent new client who's current plan has a four-tier allocation formula. We use Corbel V-S language and a four-tier allocation formula is not provided for in their V-S language. I assume the super integrated formula in Corbel's V-S would be the closest I could get to the four-tier formula. Would it just be matter of working with the numbers in the super integrated formula to try to get them to the same place allocation-wise as the four tier formula? Also, from an allocation perspective, would there be any advantage to using Corbel's V-S document, but amending the allocation formula to provide for a four tier formula and submitting the plan to the IRS for a determination letter? Thanks for your help....