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Full Version: Early withdrawal of Roth-IRA. Penalties?
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kherman
Are there any penalty's for early withdrawal from a Roth-IRA? If so, what are the rules? Is there a link anyone can post for me with the "official" rules.

Thanks,
Karl
kdm
The answer to your question can be found in IRS Publication 590 on page 56. You can find the publication at www.irs.gov. In the first paragraph it explains that a return of contributions are not taxed. However, earnings may or may not be taxed depending on if they are considered qualified distributions.
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