What is the "normal" percentage private disability insurance companies pay? Sixty % or your salary? 80% or your salary? Copy of policy provided to company says 80%, Employee Benefit Statement says 60%. Disability carrier has been paying 60% since Sept. 96.

Most disability plans that I have seen pay 2/3 (or between 65-67%) of regular salary. The only plans that I have seen that pay higher than this are those negotiated by union contract, especially fire/police contracts. I know that in Phoenix, the police contract used to be for 100%, because so much overtime pay was lost if an officer went out on disability that paying 2/3 of regular salary would be a severe cut in pay. This was 3-4 years ago and a new contract may be in place, but that is the information I had at that time.

Have you asked your HR department about the discrepancy or are YOU the HR department!!!

Good luck.

Sheila K.