Under traditional Group Life Insurance plans, must the employer obtain a spousal waiver if the employee wants to name someone other than his/her spouse as 100% beneficiary?

SCAMERON:
Unless there is a state insurance law in the state where your group life contract is sited that prohibits naming a non-spouse, the answer is no. The only restriction I've ever seen on beneficiary designation is that the employee can not name the employer as beneficiary.

I have never, in 20 years seen spousal provision such as you are asking about.
Check also with the group insurer who is underwriting the group plan.

CT regs require naming of spouse as beneficiary.

Thanks for the feedback!