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kredlin
What are the penalties for not supplying SMMs or updated SPDs on time?
mroberts
Under ERISA, an employer can be fined up to $110 per day for any violation. There really isn't any ERISA police out there, however. If you are in violation of ERISA and a case goes to court, this is usually where you will find yourself in trouble.
Steve72
ERISA Section 502 permits the penalty, but only if the plan administrator fails to comply with a REQUEST for an SPD. I am unaware of any statutory penakty for a failure to distribute the SPD or SMM absent a request.

ERISA does require that both be distributed within a set time frame, but doesn't answer the question "or what?"
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