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Full Version: Can I start a Roth IRA for my adult son?
BenefitsLink Message Boards > Retirement Plans > IRAs and Roth IRAs
IEngel
:confused:
John G
Yes, anyone can fund the IRA. Max contributions to either Roth or regular IRA is $3,000 this year , or $3,500 if the IRA owner is over age 50. The IRA owner must qualify by having earned income. Same rules apply as if the IRA owner was funding the IRA (Roth or regular) themselves.
BPickerCPA
The son's income is also a factor since there are income limitations for contributing to a Roth IRA.
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