celliott
Dec 7 1998, 04:08 PM
While my disability was based on both psychological and physical conditions, my Long Term Disability Insurance company refuses to even consider the physical aspects and I have no clout with them. They cut off my benefits after the "usual" 24 months.
Has anyone else any experience with this?
Killer Joe Ribakoff
Dec 10 1998, 05:55 AM
Lots of good folks are messed with everyday like this by their LTD insurer. You gotta fight 'em.
Many disability policies have a two year cap on mental health disabilities. Courts have ruled these terms as ambigious. They do not apply if the mental condition is organic. You need to talk to a lawyer asap.
beach poet
Jan 4 1999, 01:56 AM
And most lawyers you go to will want substantial money up front. Don't pay it. Get someone to take it on contigency. I have a claim in federal court. It's been there 5 years!
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