We have a self insured health plan and about 18 HMO's as well
We are in the process of rewriting our Health Benefit Plan SPD for new SPD rules
Will our HMO's be required to write SPD's now that the prior exemption forHMO's doesn't exist?
We get certificates of coverage outlining HMO contract benefits, etc...
Would this suffice as long as our main SPD included other necessary stuff like QMSCO, COBRA, etc... language?
What are others doing who are in same boat?
Thanks