When was the term "Minimum Required Distribution" officially changed to "Required Minimum Distribution? Please cite the authority.

Peace,
Joel L. Frank

It never was MRD. That is probably just a term used by some people as shorthand. The law and proposed regulations from 1987 only refer to "required distributions." there is no "minimum" in any of the language, nor is there any reference to an acronym.

However, in the newly proposed regulations issued in January 2001, they use the term "required minimum distribution" over and over again (even in the titles of the regulations). They never use the acronym RMD, like they do with MDIB (minimum distribution incidental benefit), which was used in both the 1987 and 2001 proposed regulations.

The result of all this is that you can tell how long someone has been in the DC plan area based on the term they use!!!

What's the difference between an RMD and a MINDI? Who uses the term MINDI as I saw elsewhere on this board?


- MRD sayer

I Say DRM.

"Doesn't Really Matter"

Anyone working with this for more than 10 minutes knows what were talking about.