New Pru demutualization questions...

How do you intend to deal with welfare plan demutualization compensation derived from employee contributions? Premium holiday, distribute to employees, enhance benefits, etc?

(The plan I am dealing with is a group life plan.)

Does anyone have any experience implementing a premium holiday in in a group life?

How did you define the eligible group?

How did you treat these premium payments for purposes of the section 79 calculation? (Ie did you treat them as employee contributions which reduce imputed income or as employer contributions?)

Thanks-

card