My company pays for 100% of the monthly health premium for spouse and dependents. Spouses are opting out of their plans and enrolling in our plan at a high frequency. We have always been "employee friendly" and very proud that we paid 100% of the premium for the employees. However, now with so many companies offering opt outs and more employees have working spouses, we feel that we are being taken advantage. One thought was that we pay for the spouse's premium at their company or provide a "set" allowance for all spouses in which to pay their own premium. Any comments on these alternatives or any other alternatives? Thanks.