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BenefitsLink Message Boards > Retirement Plans > Estate Planning Aspects of IRAs and Retirement Plan Benefits
Ralph
It's my understanding that forward averaging is not available for 403(B) assets . However, now that 403(B) assets can be rolled into a 401(k) plan, how will this impact forward averaging treatment?
JKG
If the 403(B) assets are rolled into the 401(k), under the new law all of the assets are tainted. Result: If 403(B) assets are rolled in, not even the 401(k) assets qualify for averaging anymore. This provision is not in the Code. It is Section 641(f)(3) of EGTRRA.
Ralph
Great! Thanks for your response.
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