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Full Version: Can top heavy plans exclude bonuses from compensation?
BenefitsLink Message Boards > Retirement Plans > 401(k) Plans
R. Butler
Can a top heavy plan exclude bonuses from compensation?
Tom Poje
a plan can exclude anything it wants from compensation, but top heavy is based on 415 comp, which includes all. so, based on your wording, no, a plan can not exclude bonuses from top heavy.
If you exclude bonuses for allocation purposes you will have to perform 414s comp testing.
AndyH
... or general test it on gross wages.
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